Optimize your mortgage. Save thousands.
Use Loanlytics to simulate real-world decisions — not just compute a single payment. Compare scenarios like extra prepayments, rate changes, refinancing, and rent vs buy to see the long-term impact on your total interest and payoff timeline.
Why Loanlytics?
- Scenario-based modeling — compare “what-if” choices like prepaying, refinancing, or rate shocks and see the long-term impact.
- Visual clarity — charts and breakdowns make it easy to understand your interest cost and what changes improve outcomes.
- No signup required — run quick simulations anytime, on any device, and iterate until the numbers feel right.
- Decision-focused learning — guides explain the “why” behind the math so you act with confidence, not guesswork.
What you can analyze
Prepayment
Extra payments impact
See how small regular prepayments can reduce tenure and total interest.
Rates
Interest-rate stress test
Simulate +1% or +2% rate shocks and understand the true long-term cost.
Refinance
Refinancing comparison
Compare total interest and estimate whether refinancing can pay off.
Decision
Rent vs buy
Compare long-term wealth outcomes under renting vs buying assumptions.